Effective Date: April 26, 2026
Introduction & Scope
Welcome to Pocket Ledger ("we," "our," or "the App"). Pocket Ledger is a professional, expense journaling application designed to help you track your financial health with complete privacy.
This Privacy Policy explains how we handle your information. Our primary commitment is to privacy by design: Pocket Ledger is built to function without a central backend server, meaning your financial data stays where it belongs—on your device.
Information We Collect
1. User-Provided Data (Financial & Personal)
Pocket Ledger collects and stores the following information provided directly by you to enable core functionality:
- Expense Records: Amounts, categories, dates, and optional notes (e.g., "Lunch with friends").
- Budgeting Data: Spending limits and period configurations for specific categories.
- Recurring Templates: Details of scheduled transactions and reminder preferences.
- Security Credentials: Encrypted PIN hashes and security question/answer pairs (used solely for local app-lock recovery).
- App Preferences: Currency selection and month-start settings.
2. Automatically Collected Information
- Device Identifiers: We may collect non-identifying device information for technical diagnostics and stability.
- Crash Reports: If the app crashes, a report is sent to Firebase Crashlytics. This report contains technical stack traces and device model info but never includes your financial notes, amounts, or personal identifiers.
- Usage Analytics: Basic, anonymous events (e.g., "Screen Viewed") may be collected via Firebase Analytics to help us improve the user experience.
How We Use Your Information (Legal Basis)
We process your information based on Contractual Necessity (to provide the financial tracking services you requested) and Legitimate Interests (to improve app stability and security).
- Functionality: To calculate your total spending, visualize budget progress, and trigger recurring reminders.
- Security: To prevent unauthorized access to your records via the local App Lock feature.